卡姆登芦苇丛生的 & Jake King Leverage Youth Ag Loan for Profitable Projects

弗吉尼亚农业信贷 is a proud supporter of 4-H and FFA programs, as well as all youth who desire 了解更多 about agriculture. Did you know that Farm Credit provides active youth with a loan program designed to help them establish and operate income-producing projects? 的 青年体育彩票外围平台计划 helps young agriculturalists learn financial responsibility and valuable project management skills, whether it is a market animal or a hydroponics project. It is not required that youth be involved in 4-H or FFA, only that they have a passion for agriculture and drive to be successful.

今年夏天, we spent some time with two of our youth loan customers to  learn more about their experience, their projects and why they selected the Farm Credit 青年体育彩票外围平台计划. If you or your children are interested in the program, please 联系体育彩票外围平台 了解更多.

卡姆登·里德，16岁

Senior at Broadway High School, Rockingham County, VA

Camden has been showing livestock at his county fair for nine years with the North Mountain 4-H Club, 他目前在哪里担任扶轮社社长. Since his showing career began, Camden has raised goats, hogs and steers for the county fair. 今年夏天, Camden showed and sold two steers and one goat at the Rockingham County Fair. 他九年里有八年是养牲畜的, Camden has also participated in the Youth Loan Program with 弗吉尼亚农业信贷, which allows him to finance the purchase of his animals and any other related expenses, 包括饲料和兽医护理.

卡姆登和他母亲, 玛西娅, 谁同时担任4-H扶轮社顾问, 是青年贷款计划的强烈支持者吗. 玛西娅 is always sure to have extra applications with her at club meetings for other members who are not familiar with the program and she is especially grateful for the financial responsibility that it has taught Camden. She and Camden have a tight schedule the day after his fair proceeds check arrives. 她提到:“体育彩票外围平台不等待贷款到期日. 只要他拿到支票, I take him to the bank the same day and get cashier’s checks to Farm Credit, 合作社和其他他欠钱的人. 这真的帮助他更了解金融。”.

As Camden’s 4-H career winds to a close once he graduates high school in the spring, he’s looking forward to continuing his agricultural passion in a more traditional lending relationship with Farm Credit. 感谢青年贷款计划, he has built a strong relationship and good history with Farm Credit and feels confident in pursuing other financial needs. 

杰克·金，17岁

Senior at Christiansburg High School, Montgomery County, VA

杰克和他的家人一直在莱纳务农, VA for multiple generations and he has no intention of letting that tradition change. 当被问及为什么他决定留在农业时, 雅各布解释, “I don’t want to see farming go out of style; it is something that I enjoy with all my heart.” After spending some time with this 17-year old cattle producer, you’ll realize that he was not stretching the truth with that statement. 已经有了做生意的头脑, he has his goals set for the next few years and is making plans to have a viable cattle business waiting for him after graduation.

他和他的家人对农业信贷并不陌生. Jake joked, “I think I’ve had a Farm Credit t-shirt since I was big enough to wear one.” It was a logical place to start when Jake was ready to look for financing of his own and quickly learned about the 青年体育彩票外围平台计划. He was impressed with the efficiency of his loan officer, 克莱顿特里, 以及他是如何为他列出所有信息的, discussed the process and how it would help set him up for success when he was ready to move into a traditional lending relationship with Farm Credit.

Jake currently is raising 30 cows of his own at Kadillac Cattle on his family’s operation in Riner, VA, 并与他的兄弟合作饲养另外30头牛. 的y focus primarily on purebred Herefords and Charolais cattle, 但也有一些商业奶牛. Jake is using his Agricultural Youth Loan to diversify his operation to start raising bred heifers for sale and already has a buyer lined up for the first group ready for breeding. 当被问及未来的目标时, 他说, “I want to get up to 150 cows and provide a product that other cattlemen want to have in their herds, 无论是股票投资者, 繁殖的小母牛或替代公牛.”

作为农业的倡导者, Jake doesn’t want to keep the good news of the Agricultural Youth Loan Program to himself. He is already referring friends to the program and is helping them cultivate their skills on his farm. His friend, Tyler Sites, a senior at Blacksburg High School, joined us for the interview as well. He also grew up in agriculture and is excited to begin building a relationship with Farm Credit. Tyler has long-term goals of farming and raising stocker cattle, as well as a few cows. Jake doesn’t want to keep quiet about Farm Credit and is looking forward to building a bright future with what he considers a “logical choice” in agriculture lending!